Why Rent-To-Own
As a consumer with many options when it comes to shopping, we know there are many choices and they can be overwhelming. When it comes to renting furniture, appliances, computers, electronics and smartphones, Rent1st is your best choice. Rent1st does not require credit. We do not lock you into long contracts. And, you can cancel anytime. Rent to own lets you enjoy big-ticket items like furniture, computers, and appliances without paying full price up-front. Rent-to-own is an agreement in which a consumer agrees to make periodic payments, often weekly or monthly, in exchange for tangible property like furniture, electronics or appliances. The customer can rent the property for as long as he wants. The rental-purchase transaction grants ownership rights once the merchandise is rented for the specified number of periodic payments or a prepayment is made. This arrangement cuts down on the financial risk of acquiring expensive items, which might otherwise have seemed out of reach. The rent-to-own industry exploded in the 1970s, probably as a response to the proliferation of credit sales that spread throughout the 1960’s. At last, consumers became able to acquire durable goods for their homes without long-term financial obligations or growing interest. Today, Rent1st competes with modern retailers by offering variety and accessibility to trusted brands with convenient and easy payment options and world class customer service . There’s never been a better time to become part of the rent-to-own movement. We’re an 8.5 billion dollar industry, and we’re growing every year. It’s a safe bet the rental industry is here to stay.
Enjoy the best brands on any budget, without the hassle or burden of relying on credit or layaway. See our comparison:
What we offer:
- Flexible payments
- Own it in as little as 90 days
- No credit needed
- Free delivery & repairs
- Cancel anytime
Credit Cards
- Instant purchasing power
- High interest (APRs)
- Requires strong credit
- Hard to exit once committed; can lead to long-term debt
Layaway
- No credit needed
- No access until fully paid
- Wait weeks or months
- Little flexibility; canceling may result in penalties or lost spot
SHOPPING FAQs
Do I need a good credit score to rent from Rent1st?
Rent1st doesn’t require a credit check. Your ability to pay is more important than your credit score.
Does Rent1st report to the credit bureau?
Currently, Rent1st does not report to credit bureaus. This allows you to rent without impacting your credit score.
What information will I need to rent from Rent1st?
You’ll typically need a valid ID, proof of income, and a way to make your payments—like a debit card or bank account.
What is Rent1st’s return policy?
Rent1st offers flexible return options. You can return the item at any time with no penalty, as long as it’s in good condition.
How much do I need to start an agreement at Rent1st?
Most agreements require only your first payment upfront—no large deposits or hidden fees.